# LexorCorp Global (micaconsult.com) > LexorCorp Global OÜ is an Estonian corporate services provider: ready-made Estonian companies, company formation, company services, and the preparation of licence applications and their documents. Prices are fixed and public; services are ordered and paid on the site. The company prepares corporate documents and procedures; it does not provide legal advice or audit services. ## Company - Legal name: LexorCorp Global OÜ - Registry code (Estonian commercial register): 12233761 — https://ariregister.rik.ee/eng/company/12233761 - Licence: FIU000117; area of activity as entered in the Estonian Register of Economic Activities: "Usaldushalduse ja äriühingute teenus" (trust and company services) — https://mtr.ttja.ee/taotluse_tulemus/302633 - Operating since 2014; address: Punane 6, 13619 Tallinn, Estonia - Contact: info@micaconsult.com — [About us](https://micaconsult.com/about) - Prices are in euros and exclude VAT. Price list: https://micaconsult.com/prices — order form: https://micaconsult.com/order - Every service and add-on with its price, deadline, required and recommended add-ons and order link, as JSON: https://micaconsult.com/api/services.json - The content may be quoted with a reference and a link to the source. ## Services - [Ready-made Estonian company](https://micaconsult.com/ready-made-company): An existing Estonian OÜ with registered address and contact person for 12 months. Eight packages: each title states the purchase method, whether a VAT number is included, and whether the documents come in PDF or apostilled by courier. Price: 4 packages: €900 / €1,150 / €1,200 / €1,450. - [New Estonian company formation](https://micaconsult.com/company-formation): A new Estonian OÜ with one founder (private individual), registered address and contact person for 12 months. VAT number not included. Price: 2 packages: €950 / €1,250. - [Licensed and regulated companies](https://micaconsult.com/licensed-companies): Corporate and regulatory work for Estonian companies in regulated sectors: payment and e-money institutions, gambling, fund structures, lending, debt collection and road transport. Price: from €3,500. - [EU MiCA crypto-asset service provider (CASP) authorisation](https://micaconsult.com/crypto-licensing): Preparation and management of an application for authorisation as a crypto-asset service provider under Regulation (EU) 2023/1114 (MiCA), filed with the Estonian Financial Supervision Authority. Price: from €6,000. - [Fund manager (AIFM) authorisation and registration](https://micaconsult.com/fund-licensing): Preparation and management of an alternative investment fund manager authorisation or a small fund manager registration with the Estonian Financial Supervision Authority, and the fund documents. Price: from €34,000. - [Creditor and credit servicer authorisation](https://micaconsult.com/credit-licensing): Preparation and management of a creditor licence application under the Estonian Creditors and Credit Intermediaries Act (KAVS) and a credit servicer authorisation under the Credit Servicers and Credit Purchasers Act (KIOS), both with the Estonian Financial Supervision Authority. Price: from €24,000. - [Canada money services business (MSB) and FINTRAC registration](https://micaconsult.com/canada-msb): Incorporation of a Canadian corporation and its registration as a money services business with FINTRAC, or the acquisition of an existing FINTRAC-registered corporation, with the compliance programme. Price: from €19,500. - [Regulatory infrastructure and compliance](https://micaconsult.com/compliance-services): ICT risk management under DORA, introductions to banking and payment partners, and compliance audits for regulated companies. Bank and payment accounts are granted solely at the discretion of the financial institution. Price: from €2,200. - [Mergers, divisions, acquisitions and sales](https://micaconsult.com/mergers-and-acquisitions): Preparation of the documents and organisation of mergers, divisions, and purchases and sales of companies, including large companies. Price: from €4,500. - [Accounting, reporting and closure](https://micaconsult.com/accounting-and-closure): Annual reports, deletion of dormant companies, liquidation and accounting restoration. Price: from €150. - [Company services](https://micaconsult.com/company-services): For every client: registered address and contact person, VAT and EORI numbers, accounting, visa and permit applications, apostille and translations, company changes, real estate and office space. Price: from €90. - [Commercial register entries](https://micaconsult.com/register-entries): Changes of the articles, business name, management board, address, contact person, shareholders and share capital of an Estonian company — by digital signature or by power of attorney. State and notary fees included. Price: from €490. - [Commercial register extracts](https://micaconsult.com/registry-extracts): Extracts of an Estonian company from the commercial register — in English, notarised, apostilled — at one price list across the site. Price: from €200. - [Beneficial owner data submission](https://micaconsult.com/beneficial-owner-data): The report of the ultimate beneficial owners of your Estonian company prepared and submitted to the commercial register through a notary, on the basis of a notarised power of attorney. Price: from €450. - [Services for e-residents](https://micaconsult.com/e-resident-services): Online services for e-residents with an e-residency card: company formation and company changes by digital signature, without a notary, and a written consultation. Every other service is open to all clients — see Company services. Price: from €250. ## Add-ons and single services - Ready-made Estonian company: EORI number (€200); LEI code (€350); Registry extract in English, notarised and apostilled (€550); Articles of association in English, notarised and apostilled (€300); Company seal (€180); Certificate of Residence — standard certificate (€150); Certificate of Residence — certified with the stamp of the Estonian Tax and Customs Board (€180); Certificate of Residence — digitally signed (€180); Courier delivery of documents (€100); Extension of registered address and contact person (€350 / year); Accounting (from €150 / month); Annual report (from €450); Assistance opening a Revolut Business / Wise account (€350); Bank application review — written comments before you apply (€300); Online banking opening handbook (€300); Management board member service agreement (€180); Shareholders' agreement (from €600); Annual company secretary service (€250 / year); Company deadline calendar — calendar file with your company's recurring dates (€70) — https://micaconsult.com/prices#h-ready-made - New Estonian company formation: Registration as a VAT payer (VAT number) (€250); EORI number (€200); LEI code (€350); Registry extract in English, notarised and apostilled (€550); Articles of association in English, notarised and apostilled (€300); Company seal (€180); Certificate of Residence — standard certificate (€150); Certificate of Residence — certified with the stamp of the Estonian Tax and Customs Board (€180); Certificate of Residence — digitally signed (€180); Courier delivery of documents (€100); Extension of registered address and contact person (€350 / year); Accounting (from €150 / month); Annual report (from €450); Assistance opening a Revolut Business / Wise account (€350); Bank application review — written comments before you apply (€300); Management board member service agreement (€180); Shareholders' agreement (from €600); Annual company secretary service (€250 / year); Company deadline calendar — calendar file with your company's recurring dates (€70) — https://micaconsult.com/prices#h-formation - Licensed and regulated companies: Estonian payment institution authorisation — application preparation and management (from €16,000); Estonian e-money institution (EMI) authorisation — application preparation and management (from €23,000); Safeguarding of customers' funds — policy and account documentation (from €2,400); Gambling activity licence (tegevusluba) — application preparation and management (from €23,000); AML/CFT internal rules, risk assessment and procedures (from €3,200); Responsible gambling and player protection procedures (from €2,300); Fund structure — corporate set-up (€18,000); Debt collection company — corporate structure only, no FSA authorisation (€3,500); Lending company formation — corporate structure only, no creditor licence (€3,500); Road transport operator licence — application preparation, including transport manager and financial standing evidence (€3,500); Transport manager contract (€350) — https://micaconsult.com/prices#h-licensed - EU MiCA crypto-asset service provider (CASP) authorisation: EU MiCA CASP authorisation — Class 1: application preparation and management (from €19,500); EU MiCA CASP authorisation — Class 2: application preparation and management (from €29,500); EU MiCA CASP authorisation — Class 3 (trading platform; includes the Class 2 services such as custody): application preparation and management (from €39,500); Travel Rule set-up (Regulation (EU) 2023/1113) (from €3,900); AML/CFT internal rules, risk assessment and procedures for a crypto-asset service provider (from €3,200); Custody and administration policy (for custody services — Class 2 or Class 3) (from €4,800); Security and key management procedure (from €3,200); Cross-border services notification (MiCA Article 65) (€1,950); Ongoing MiCA compliance support (from €600 / month); Crypto-asset white paper (MiCA Title II) — drafting (from €6,000) — https://micaconsult.com/prices#h-crypto - Fund manager (AIFM) authorisation and registration: Full EU AIFM authorisation (2011/61/EU) — application preparation and management (from €69,500); Registered small AIFM — registration with the Financial Supervision Authority (from €34,000); Fund prospectus / offering document (from €4,500); Investor (LP) onboarding pack (from €2,800); Fund management set-up — governance, policies and delegation (from €12,000); Depositary appointment (from €3,500); Risk management and liquidity management policy (from €4,200); Supervisory reporting for the fund manager (from €2,400 / year) — https://micaconsult.com/prices#h-funds - Creditor and credit servicer authorisation: Estonian creditor licence (KAVS) — application preparation and management (from €26,000); Credit agreement templates (from €1,800); Credit scoring set-up (from €5,200); Consumer credit compliance pack (from €3,500); Responsible lending policy (from €2,600); Introduction to a debt collection partner (from €2,500); Estonian credit servicer authorisation (KIOS, Finantsinspektsioon) (from €24,000); Business plan (KIOS § 8) (from €2,800); Internal rules and internal control system (KIOS §§ 41–42) (from €3,600); Complaints handling procedure (KIOS § 60) (from €1,700); Fit and proper assessment of managers (from €2,400); Qualifying holding information (KIOS § 29) (from €1,600); Description of IT systems (from €1,800); Payment account requirements (KIOS § 47) (from €1,400); Supervisory reporting for creditors and credit servicers (from €2,400 / year) — https://micaconsult.com/prices#h-credit - Canada money services business (MSB) and FINTRAC registration: Canada MSB — incorporation and FINTRAC registration (from €19,500); Canada MSB — acquisition of a FINTRAC-registered corporation (from €47,500); FINTRAC compliance programme (from €4,600); Designated compliance officer — appointment (from €2,200); Risk assessment and two-year effectiveness review (from €3,400); FINTRAC registration renewal (€1,950) — https://micaconsult.com/prices#h-canada-msb - Regulatory infrastructure and compliance: DORA ICT risk management framework and tooling (Regulation (EU) 2022/2554) (from €39,500); DORA register of information — annual update (from €2,400 / year); Extended banking onboarding — introductions to 6 banking and payment partners (from €3,900); Premium banking onboarding (from €5,600); Introduction to a crypto-friendly e-money institution (from €2,200); Multi-currency IBAN account set-up (from €2,800); Card issuing / BIN sponsor introduction (from €4,500); Compliance audit — Class 1 scope (internal compliance review, not a statutory financial audit) (from €8,500); Compliance audit — Class 2 scope (internal compliance review, not a statutory financial audit) (from €15,500); Compliance audit — Class 3 scope (internal compliance review, not a statutory financial audit) (from €27,000); Remediation plan after a compliance audit (from €1,700) — https://micaconsult.com/prices#h-compliance - Mergers, divisions, acquisitions and sales: Estonian companies — merger, division, purchase or sale: documents and organisation (including large companies) (from €4,500); Post-closing commercial register filings (€450); Foreign companies — merger, division, purchase or sale: documents and organisation (including large companies) (from €6,500); Due diligence report — review of the company's documents (from €2,250) — https://micaconsult.com/prices#h-mergers - Accounting, reporting and closure: Monthly accounting (ongoing) (from €150 / month); Annual report for a company without turnover — per financial year (€450 / report); Annual reports by power of attorney — once per order, however many reports (€300); Adding a field of activity — only together with the annual report (€250); Deletion of a company without turnover (€1,250); Liquidation of an operating company (from €1,800); Accounting restoration (from €700) — https://micaconsult.com/prices#h-accounting - Company services: Registered address service (separately) (€250 / year); Contact person service (separately) (€200 / year); Registered address and contact person together (per year) (€350 / year); Annual company secretary service (€250 / year); Certificate of Residence — standard certificate (€150); Certificate of Residence — certified with the stamp of the Estonian Tax and Customs Board (€180); Certificate of Residence — digitally signed (€180); Courier delivery of the Certificate of Residence (€100); Accounting (from €150 / month); VAT number application (€250); EORI number application (€200); Assistance with completing visa application forms (€390); Assistance with a work and residence permit application — management board member (€990 / person); Assistance with a work and residence permit application — family member (€650 / person); Articles of association in English, notarised and apostilled (€300); Apostille (€150 / document); Sworn translation (€180 / page); Express courier abroad (€100); Forwarding and receiving documents (€90); Company seal (€180); Power of attorney drafting (bilingual) (€70); Arranging the share capital contribution (€350); Other commercial register entry (from €250); Representing you under a general power of attorney in other business processes (or by agreement) (from €700); Help renting a flat, house or office (One month's rent or at least €800, whichever is higher); Help buying or selling real estate (3.5% of the transaction value or at least €3,500, whichever is higher); Review of a lease or other contract (€350); Small office (from €600 / month); Standard office (from €850 / month); A-class office (from €1,800 / month) — https://micaconsult.com/prices#h-eresident - Commercial register entries: Change of the articles, business name, management board, address or contact person — one or all together (digital signing) (€490); Increase or decrease of share capital with amendment of the articles (digital signing) (€990); Change of the articles, business name, management board, address or contact person — one or all together (power of attorney) (€990); Increase or decrease of share capital with amendment of the articles (power of attorney) (€1,690); Change of shareholders and transfer of a share (both routes) (from €1,590) — https://micaconsult.com/prices#h-register-entries - Commercial register extracts: Registry extract in English, notarised (€200); Registry extract, notarised and apostilled (€350); Registry extract in English, notarised and apostilled (€550); Delivery of the registry extract (€100) — https://micaconsult.com/prices#h-registry-extracts - Beneficial owner data submission: Beneficial owner report — preparation and submission to the commercial register (€450); Power of attorney surcharge for the beneficial owner report (€300) — https://micaconsult.com/prices#h-beneficial-owners - Services for e-residents: Online company formation for e-residents — no notary (digital signature with the e-residency card) (€950); E-resident consultation — 1 hour and up to 10 pages of written material (€250) — https://micaconsult.com/prices#h-e-residency ## Guides - [Ready-made Estonian company with EU VAT](https://micaconsult.com/guides/ready-made-company-estonia): What a ready-made Estonian OÜ is, who it suits, how the purchase works in person in Tallinn or by power of attorney, and with or without a VAT number. - [New Estonian company formation](https://micaconsult.com/guides/estonian-company-formation): How a new Estonian private limited company (OÜ) is formed: what you decide, the steps, what affects the timing and why VAT registration is separate. - [Estonian payment institution licence](https://micaconsult.com/guides/estonian-payment-institution-licence): What an Estonian payment institution licence allows, who needs one and the main stages of authorisation with the Financial Supervision Authority. - [Estonian e-money institution (EMI) licence](https://micaconsult.com/guides/estonian-emi-licence): What an Estonian electronic money institution (EMI) licence allows, how it differs from a payment institution and the main stages, ordered and paid online. - [Estonian casino and gambling licence](https://micaconsult.com/guides/estonian-gambling-licence): How gambling is licensed in Estonia: types of gambling, remote gambling and the main stages of licensing with the Tax and Customs Board. Order online. - [Estonian fund structure](https://micaconsult.com/guides/estonian-fund-structure): The building blocks of an Estonian investment fund structure, registered and licensed fund managers, and the main stages of setting up a fund in Estonia. - [Debt collection, lending and transport licences](https://micaconsult.com/guides/debt-collection-lending-transport-licences-estonia): What an Estonian debt collection company, lending company and road haulage (transport) licence require, and how to request one of these companies. - [Annual reports, company deletion and liquidation in Estonia](https://micaconsult.com/guides/annual-report-deletion-liquidation-estonia): The annual report every Estonian company must file, and when a company should be deleted from the register or liquidated instead. - [Closing an Estonian company: what happens if you just walk away](https://micaconsult.com/guides/closing-estonian-company): An unused Estonian company does not disappear by itself: what happens if you abandon it, the e-residency risk, and how to delete, liquidate or keep it. - [Estonia as a place to do business](https://micaconsult.com/guides/doing-business-in-estonia): Why entrepreneurs choose Estonia: an EU company, a digital state, a simple corporate tax model and a transparent register. Overview with links to our guides. - [How much does it cost to set up a company in Estonia?](https://micaconsult.com/guides/estonian-company-formation-cost): The real cost of forming an Estonian OÜ: package price in person or remotely, add-ons such as VAT number, EORI and LEI, and the yearly costs after that. - [Ready-made or new Estonian company: price, VAT and history compared](https://micaconsult.com/guides/ready-made-vs-new-company-estonia): Ready-made Estonian company or a newly formed OÜ: prices side by side, why the VAT number often decides, company history, and what both routes include. - [What it costs to keep an Estonian company](https://micaconsult.com/guides/estonian-company-annual-costs): What an Estonian OÜ costs to keep each year: registered address and contact person, accounting, the annual report, company changes, and closing it. - [What a licensed company in Estonia really costs](https://micaconsult.com/guides/estonian-licensed-company-costs): The cost layers of an Estonian licensed company: our fee, state fees, the initial capital a payment or e-money institution must hold, and running costs. - [MiCA CASP licence in Estonia](https://micaconsult.com/guides/mica-casp-licence-estonia): Who needs a MiCA CASP authorisation, what the application to the Estonian Financial Supervision Authority contains, assessment periods, capital and fees. - [MiCA licence classes and capital](https://micaconsult.com/guides/mica-licence-classes-and-capital): The three MiCA CASP classes service by service, the 50,000 / 125,000 / 150,000 euro minimums, the fixed-overheads test and what counts as capital. - [Crypto-asset white paper requirements under MiCA](https://micaconsult.com/guides/crypto-white-paper-requirements-mica): When a MiCA crypto-asset white paper is required, the exemptions, the mandatory content, notification 20 working days before publication, and liability. - [Estonian AIFM licence](https://micaconsult.com/guides/estonian-aifm-licence): When an Estonian fund manager needs the full AIFM authorisation, the 125,000 euro capital, what the supervisor assesses, the depositary and the state fee. - [Small AIFM or full AIFM in Estonia](https://micaconsult.com/guides/small-aifm-vs-full-aifm-estonia): Registered small fund manager, licensed small fund manager or full AIFM in Estonia: thresholds, capital, supervision, marketing rights and fees compared. - [Fund depositary requirements in Estonia](https://micaconsult.com/guides/fund-depositary-requirements-estonia): When an Estonian fund needs a depositary, who may act as one, the depositary's duties and liability under the AIFM directive, and how to plan the appointment. - [Estonian creditor licence for consumer credit](https://micaconsult.com/guides/estonian-creditor-licence-consumer-credit): Who needs an Estonian creditor or credit intermediary licence, the 50,000 euro capital, the application, responsible lending rules and the state fee. - [Estonian credit servicer licence](https://micaconsult.com/guides/estonian-credit-servicer-licence): What counts as credit servicing under the Estonian KIOS act, the 25,000 euro capital, the application documents, borrowers' money and the state fee. - [Canada MSB and FINTRAC registration](https://micaconsult.com/guides/canada-msb-fintrac-registration): Who is a Canadian money services business, FINTRAC registration without fees, two-year validity, 30-day change reporting and the compliance programme. - [Buying a ready-made Canada MSB](https://micaconsult.com/guides/buying-a-ready-made-canada-msb): Buying a FINTRAC-registered Canadian corporation: the registration stays with the corporation, 30-day change reporting, renewal, due diligence and banking. - [State fees and capital for EU licences](https://micaconsult.com/guides/state-fees-and-capital-for-eu-licences): Official state fees and minimum capital for MiCA, payment and e-money institutions, fund managers, creditors, gambling, transport and Canada MSB. - [Bank account for a licensed company](https://micaconsult.com/guides/bank-account-for-a-licensed-company): Why payment institutions, EMIs, crypto-asset service providers, credit servicers and MSBs need specific accounts, why banks refuse and how to prepare. - [Shareholders' agreement for an Estonian company](https://micaconsult.com/guides/shareholders-agreement-estonian-company): What a shareholders' agreement adds to the articles of an Estonian OÜ: reserved matters, pre-emption, drag-along, tag-along, deadlock and exit. - [Management board member service agreement](https://micaconsult.com/guides/management-board-member-service-agreement-estonia): Why an Estonian OÜ needs a written service agreement with its management board member: duties, remuneration or none, liability, termination and non-competition. - [Annual obligations of an Estonian company](https://micaconsult.com/guides/estonian-company-annual-obligations): The recurring obligations of every Estonian OÜ: annual report, beneficial owner data, address and contact person, register data and tax returns. - [Power of attorney for Estonian company changes](https://micaconsult.com/guides/power-of-attorney-for-estonian-company-changes): When a power of attorney is needed for an Estonian company: share transfers, remote formation, register changes; notarisation, apostille, bilingual text. - [AML rules and safeguarding for licensed companies](https://micaconsult.com/guides/aml-rules-and-safeguarding-for-licensed-companies): The AML/CFT framework, customer-funds safeguarding and responsible gambling documents that Estonian payment, e-money and gambling licences depend on. - [MiCA passporting and ongoing compliance](https://micaconsult.com/guides/mica-passporting-and-ongoing-compliance): How an authorised crypto-asset service provider passports its services under Article 65 of MiCA, and the ongoing compliance obligations after authorisation. - [Supervisory reporting after authorisation](https://micaconsult.com/guides/supervisory-reporting-after-authorisation): Periodic reporting of fund managers, creditors and credit servicers, the DORA register of information and remediation after a compliance audit. - [FINTRAC MSB registration renewal](https://micaconsult.com/guides/fintrac-msb-registration-renewal): A Canadian MSB registration is valid for two years and changes must be reported within 30 days. What the FINTRAC renewal involves and what our service covers. - [Legal due diligence on an Estonian company](https://micaconsult.com/guides/legal-due-diligence-estonian-company): What a legal due diligence on an Estonian company covers: registers, contracts, encumbrances, licences and disputes; the red-flag report and filings. - [Transport manager contract](https://micaconsult.com/guides/transport-manager-contract-estonia): When a road transport operator may use an external transport manager, the four-undertaking and fifty-vehicle limits, and what the contract must contain. - [EORI number and LEI code for an Estonian company](https://micaconsult.com/guides/eori-and-lei-for-an-estonian-company): Who needs an EORI number or an LEI code, how the Tax and Customs Board and LEI issuers handle the application, renewal of the LEI, and our fixed prices. - [Apostille and sworn translation of Estonian company documents](https://micaconsult.com/guides/apostille-and-sworn-translation-estonia): Which Estonian company documents can be apostilled, when a sworn translation is needed, whether you need a company seal, and courier delivery of originals. - [Registered address and contact person in Estonia](https://micaconsult.com/guides/registered-address-and-contact-person-estonia): The legal address and contact person an Estonian company with a foreign board needs, what a licensed provider includes, and what happens when the term ends. - [Estonian VAT registration](https://micaconsult.com/guides/estonian-vat-registration): When VAT registration is mandatory or voluntary in Estonia, what the Tax and Customs Board checks for a company managed from abroad, and how to avoid a refusal. - [Accounting for an Estonian OÜ](https://micaconsult.com/guides/accounting-for-an-estonian-ou): The accounting obligations of an Estonian private limited company, monthly declarations, the annual report deadline, and restoring books that are behind. - [Business bank account for an Estonian company](https://micaconsult.com/guides/business-bank-account-for-an-estonian-company): Why banks are cautious with foreign-owned Estonian companies, what Revolut Business and Wise ask at onboarding, and how to prepare a consistent application. - [Company secretary service in Estonia](https://micaconsult.com/guides/company-secretary-service-estonia): The statutory dates of an Estonian company — annual report, beneficial owners, contact person, board terms — and what a company secretary service includes. - [Residence permit for a board member in Estonia](https://micaconsult.com/guides/residence-permit-for-a-board-member-estonia): The temporary residence permit for enterprise under the Aliens Act: conditions, capital investment, business plan, family members and the application. - [Changing the board, shareholders or articles of an Estonian company](https://micaconsult.com/guides/changing-board-shareholders-articles-estonia): How to change the management board, transfer a share, amend the articles, rename the company or add a field of activity — who decides, what form, from abroad. - [Office and real estate in Estonia for foreign owners](https://micaconsult.com/guides/office-and-real-estate-in-estonia-for-foreign-owners): Renting an office or a flat, ready office space in Tallinn, and buying real estate in Estonia as a foreigner: notarial deed, land register and restrictions. - [Travel Rule for crypto-asset service providers](https://micaconsult.com/guides/travel-rule-for-crypto-asset-service-providers): What the EU Travel Rule requires from CASPs: originator and beneficiary data, missing information, self-hosted addresses, counterparty due diligence. - [AML procedures for a MiCA CASP application](https://micaconsult.com/guides/aml-procedures-for-a-mica-casp-application): The anti-money-laundering documents a crypto-asset service provider files with a MiCA application, and how they fit the Travel Rule and each class. - [MiCA custody policy and key management](https://micaconsult.com/guides/mica-custody-policy-and-key-management): What Article 75 of MiCA requires from a CASP that provides custody, and what the custody policy and the security and key management procedure must contain. - [Credit servicer authorisation: the application documents](https://micaconsult.com/guides/kios-application-documents): The documents an Estonian credit servicer application needs under KIOS: business plan, internal rules, complaints, fit and proper, holdings, IT systems. - [Consumer credit compliance documents in Estonia](https://micaconsult.com/guides/consumer-credit-compliance-documents-estonia): The lending documents a consumer creditor needs in Estonia: credit agreements and SECCI, responsible lending policy, credit scoring and the compliance pack. - [FINTRAC compliance programme and compliance officer](https://micaconsult.com/guides/fintrac-compliance-programme-and-officer): The five elements of a FINTRAC compliance programme for a money services business, the compliance officer and the two-year effectiveness review. - [DORA: ICT risk framework and register of information](https://micaconsult.com/guides/dora-ict-risk-framework-and-register-of-information): What Regulation (EU) 2022/2554 (DORA) requires from payment and e-money institutions, CASPs and fund managers, proportionality, and the register of information. - [Banking and payment partners for fintechs](https://micaconsult.com/guides/banking-and-payment-partners-for-fintechs): What payment institutions, CASPs and card programmes need from banks, why onboarding fails, and how introductions to banks, IBANs and BIN sponsors work. - [Compliance audit for regulated firms](https://micaconsult.com/guides/compliance-audit-for-regulated-firms): When a regulated firm needs an internal compliance review, the three scope classes, the method and report, and the remediation plan after the findings. - [Fund documents: offering document, LP onboarding and governance](https://micaconsult.com/guides/fund-documents-prospectus-lp-onboarding): The documents an Estonian alternative investment fund and its manager need: AIFMD Article 23 offering document, investor onboarding, governance. - [Buying, selling or merging companies](https://micaconsult.com/guides/buying-or-merging-foreign-companies): Share deal, asset deal, merger, division and cross-border merger: structure, due diligence, documents and post-closing filings for companies. - [Responsible gambling procedures for an Estonian licence](https://micaconsult.com/guides/responsible-gambling-procedures-estonia): Player protection under the Estonian Gambling Act — age checks, self-exclusion, limits, problem gambling — and the AML/CFT rules of a gambling operator. - [What is NIS2? The EU cybersecurity directive explained](https://micaconsult.com/guides/what-is-nis2-directive): What the NIS2 Directive (EU) 2022/2555 is, how it becomes national law, and what it requires: governance, risk measures, incident reporting, registration. - [Who does NIS2 apply to?](https://micaconsult.com/guides/who-does-nis2-apply-to): Who falls under NIS2: the 18 sectors of Annexes I and II, the medium-sized enterprise threshold, entities covered regardless of size, and jurisdiction. - [NIS2 supply chain requirements for suppliers](https://micaconsult.com/guides/nis2-supply-chain-requirements-for-suppliers): Why companies outside NIS2 still get NIS2 security questionnaires: Article 21(2)(d) supply chain security, what customers ask suppliers, how to answer. - [What happens without NIS2 compliance](https://micaconsult.com/guides/nis2-non-compliance-fines-and-management-liability): What happens if a company ignores NIS2: supervision under Articles 32 and 33, fines under Article 34, and the personal liability of management. - [Certificate of Residence for an Estonian company](https://micaconsult.com/guides/certificate-of-residence-estonian-company): What an Estonian tax residency certificate is, who needs one for a double taxation treaty or a foreign bank, the three forms, how to get it and the price. - [Company seal for an Estonian company](https://micaconsult.com/guides/estonian-company-seal): Estonian law does not require a company seal, but foreign banks and partners often ask for stamped documents. When a seal helps, what it contains, price. - [Registry extract of an Estonian company for a foreign bank](https://micaconsult.com/guides/estonian-commercial-register-extract): The Estonian commercial register extract a foreign bank asks for: in English, notarised, apostilled — which form, how to order it, the full price. - [Form an Estonian company online with e-residency](https://micaconsult.com/guides/form-an-estonian-company-online-e-residency): How an e-resident forms an Estonian OÜ online with the e-residency card, without a notary; which changes can be signed online, and why a share transfer cannot. - [After buying an Estonian company: the first steps](https://micaconsult.com/guides/after-buying-an-estonian-company-checklist): What to do in the first weeks after buying an Estonian company: register data, beneficial owners, address and contact person, bookkeeping, annual report. - [Estonian company (OÜ) or UK Ltd: the official facts compared](https://micaconsult.com/guides/estonian-company-vs-uk-ltd): Estonian OÜ and UK private limited company side by side: registration, official fees, share capital, yearly filing, tax registration and the EU VAT number. - [Estonian company (OÜ) or Lithuanian UAB: the official facts compared](https://micaconsult.com/guides/estonian-company-vs-lithuanian-company): Estonian OÜ and Lithuanian UAB side by side: minimum capital, paying in the capital, online registration and identification, from the official sources. - [How long does it take to buy an Estonian company?](https://micaconsult.com/guides/how-long-does-it-take-to-buy-an-estonian-company): What the law fixes when you buy a ready-made Estonian company — the notary notice within two days, the register entry — and what decides the rest of the time. - [Why buy a ready-made company in Estonia](https://micaconsult.com/guides/why-buy-a-ready-made-company-estonia): Seven reasons to buy a ready-made shelf company in Estonia, three cases when a new company is better, what the price includes and how the purchase works. - [Beneficial owner data of an Estonian company](https://micaconsult.com/guides/beneficial-owner-data-estonian-company): Who is a beneficial owner of an Estonian company, why another person needs a notarised power of attorney to submit the data, how it works, the price. - [Transfer of a share in an Estonian company](https://micaconsult.com/guides/transfer-of-a-share-estonian-company): How to transfer a share or change shareholders of an Estonian private limited company: notary, pre-emption right, from abroad by power of attorney, price. - [Catching up on late annual reports](https://micaconsult.com/guides/catching-up-annual-reports-estonia): Several annual reports of an Estonian company outstanding: the deadline, penalties, how multiple reports are priced, restoration of the books, from abroad. - [Changing the share capital of an Estonian company](https://micaconsult.com/guides/share-capital-change-estonian-company): How to increase or decrease the share capital of an Estonian private limited company: contributions, creditors, articles, register entry, from abroad, price. - [Extending the registered address and contact person](https://micaconsult.com/guides/extending-registered-address-and-contact-person-estonia): After the 12 months included in the company package: why the address and contact person must continue, what the extension includes and the combined price. - [Required and recommended documents for licence applications](https://micaconsult.com/guides/required-and-recommended-documents-for-licence-applications): Which documents an Estonian or EU licence application needs and which are recommended, per licence, with the provision of the law and its official text. - [How the service recommendation works](https://micaconsult.com/guides/how-the-service-recommendation-works): One questionnaire, two ways in: describe your need or answer about twelve questions. What is asked, why, and what the recommendation contains. - [Services and prices as data](https://micaconsult.com/guides/services-and-prices-as-data): Where a program can read every service, add-on and price of micaconsult.com: /api/services.json, llms.txt, the sitemap, the feed — and what each page carries. ## News - [A 74 MWp solar park opens at Raadi near Tartu](https://micaconsult.com/news/solar-park-opens-at-raadi-near-tartu) — 2026-10-09: Estiko Energia has opened a 74 MWp solar park at Raadi, on the edge of Tartu, after investing more than EUR 40 million. The park stands on a former military airfield and feeds the national grid; a 20 MW battery is to follow in February. - [Finnish-owned Multimek Baltic opens a new production building in Kehra](https://micaconsult.com/news/multimek-baltic-opens-new-production-building-in-kehra) — 2026-10-09: Multimek Baltic, an Estonian metalworking company owned by the Finnish company Multimek Oy, has opened a new office and production building in Kehra after an investment of EUR 2.2 million. The 1,800 square metre building stands next to the company's existing plant. - [Estonian industry grows as export sales rise 8%](https://micaconsult.com/news/estonian-industry-grows-on-foreign-demand) — 2026-10-09: Industrial output in Estonia was 4.5% higher in August 2026 than a year earlier, and manufacturers' export sales rose by 8%, according to figures of Statistics Estonia reported by Trade with Estonia. Two thirds of what manufacturers produced was sold abroad. - [A ranking values Estonian cybersecurity company Blackwall above EUR 1 billion](https://micaconsult.com/news/blackwall-valued-above-one-billion-in-toptech-ranking) — 2026-10-09: The TopTech 2026 ranking values the Estonian cybersecurity company Blackwall at EUR 1.033 billion, e-Estonia reports. The figure is the estimate of the ranking's compilers, not a price set in a new sale of shares. ## Other pages - [News](https://micaconsult.com/news): business news about Estonia, each story with its source - [What changed](https://micaconsult.com/changes) — feed of new articles: https://micaconsult.com/feed.xml - [Business Navigator](https://micaconsult.com/navigator): questions that lead to one priced combination of services - [Companies for sale](https://micaconsult.com/companies-for-sale): the ready-made companies available now - [Add-ons and upgrades](https://micaconsult.com/add-ons) - [Terms of service](https://micaconsult.com/terms) - [Privacy policy](https://micaconsult.com/privacy) - [Site map](https://micaconsult.com/sitemap) — XML: https://micaconsult.com/sitemap.xml The same map with every price row and its description: https://micaconsult.com/llms-full.txt