Creditor and credit servicer authorisation
Lending documents and policies
Lending compliance documents: credit agreement templates, credit scoring set-up, consumer credit compliance pack, responsible lending policy.
In short
Lending compliance documents: credit agreement templates, credit scoring set-up, consumer credit compliance pack, responsible lending policy. The price is from €1,800, excluding VAT. How long it takes: usually within 7 working days after we have received the necessary information. It is ordered and paid on micaconsult.com.
Who it is for
Creditors and creditor licence applicants.
Price
| Service | Price | Order |
|---|---|---|
| Credit agreement templates | from €1,800 | Order |
| Credit scoring set-up | from €5,200 | Order |
| Consumer credit compliance pack | from €3,500 | Order |
| Responsible lending policy | from €2,600 | Order |
All prices are in euros and exclude VAT. VAT is added where it applies under the Estonian Value Added Tax Act.
What the price includes
- Consumer and business credit agreement templates, SECCI, general terms
- The document ordered
Not included in the price
- Software
State and notary fees
State fees and the fees of the supervisory authority are not included in the price; you pay them yourself.
Requirements
Adapted to the product. FIU licence FIU000117 is LexorCorp's own licence for its trust and company services; it does not authorise the client.
Documents and information we need from you
Provide information, capital and people that meet the legal requirements; sign and answer the authority's questions.
Process
- You: Provide information, capital and people that meet the legal requirements; sign and answer the authority's questions.
- LexorCorp: Prepare the application and its documents and manage the procedure until the decision.
- Authority: Finantsinspektsioon supervises.
How long it takes
Usually within 7 working days after we have received the necessary information
Prepared for your company: usually delivered within 7 working days after we have received the necessary information.
Law and requirements
- Creditors and Credit Intermediaries Act; Law of Obligations Act — consumer credit
General information about our service, not legal advice.
Questions and answers
Lending documents and policies: what does it cost?
From €1,800, excluding VAT. State fees and the fees of the supervisory authority are not included in the price; you pay them yourself.
Lending documents and policies: who is it for?
Creditors and creditor licence applicants.
Lending documents and policies: how long does it take?
Usually within 7 working days after we have received the necessary information
What is not included in the price?
Software.
Who makes the decision?
Finantsinspektsioon supervises.
Related services and add-ons
- Estonian creditor licence (KAVS) — application preparation and management — from €26,000
- Introduction to a debt collection partner — from €2,500
- Supervisory reporting — from €2,400 / year
Part of
- Creditor and credit servicer authorisation — from €24,000
Order: Lending documents and policies · from €1,800 See it in the price list